Pages

mercredi 19 mai 2010

Comment trouver une assurance automobile bon marché pour votre RV

It's finally here! Summer's right around the corner, and it's time to get your RV cleaned up and get ready to celebrate the beauty of the great outdoors the way it was meant to be celebrated-in a sophisticated, fully equipped, luxurious motor home! As the screams of outrage from dedicated campers echo through the room, there is only one question to be asked-how can you find cheap auto insurance for your RV?

If you're a new RV owner you probably haven't given a whole lot of thought to the process of purchasing an auto insurance policy for your RV. Your mind is too full of the places you're going to go, the things you're going to see and the campgrounds you're going to kick back and enjoy! Don't let your auto insurance slip too far from your mind, however. Making sure you're protected before you hit the road is an important part of making sure your vacation isn't spoiled by finding yourself hundreds of miles from home without an RV to show for it.

And the earlier you prepare, the easier it's going to be to find cheap auto insurance for your RV.

The first thing you have to remember about shopping from cheap auto insurance for your RV is that most of the things that save you money on your regular auto insurance are going to save you money on your RV insurance as well. That means discounts! Most RV insurance providers will offer you a discount for:

a) Your RV's safety features (to prevent accidents, injuries and theft).

b) Your driving record. As with your regular auto insurance policy, a single accident can send the cost of insuring your RV soaring. It pays to follow the rules of the road, even if that means reminding your lead foot who's in charge once in a while.

c) Your age. 25 and 55 are the magical ages that send your auto insurance rate spiraling down, but the general rule is that the longer you've been driving, the less you're going to pay for your insurance-period.

d) Your job. Did you know that because teachers and engineers statistically have fewer accidents each year, people engaged in these occupations pay less for their auto insurance policy?

e) Your credit score. Good credit = a good auto insurance rate.

f) The make and model of your RV, and the statistical probability that your RV will be involved in an accident by the end of the year. Some makes and models just seem to attract trouble, so regardless of how good a driver you happen to be you're still going to pay more to insure these models.

Shop around! Your first offer is almost never going to be your best one, and with the number of auto insurance companies operating from coast to coast in the United States you shouldn't have any trouble finding one that will give you the coverage you need at a price you can afford. (And you'd be amazed at how quickly their rates will drop if you start name dropping with a competitor's prices!)

Finally, consider purchasing an auto insurance policy designed specifically for RVs rather than regular cars. As an RV owner you're going to want to make sure you have higher levels of liability and comprehensive/collision coverage on your RV than you do on your commuter vehicles, and those higher levels of coverage can equal a higher premium. A specialized RV insurance policy may help absorb some of the cost.

Vacationing in an RV can be the experience of a lifetime, but don't let the technicalities pass you by either. Make sure you've got the auto insurance coverage you need for your RV to let you relax and enjoy your peace of mind.


cet article est traduisé en francais
l'origine de cet article (en anglai): http://ezinearticles.com/?How-to-Find-Cheap-Auto-Insurance-For-Your-RV&id=2351617

0 commentaires

Enregistrer un commentaire